i definitely agree with you there. i mean really how many lifted truck do you see in accidents i personally have not seen very many at all. most people drive them pretty decent because they no how much money and work it took to build these truck's. and if some one rear ends you or pulls out in front of you. then that's there fault not yours. 

body lift does gain you ground clearance. it raises your body up so you can add larger tires, larger tires = true axle clearance. i got 2 rangers with body lifts and wouldnt turn back. im soon going to put one on my bronco2 to. if your in the market for some cheap axle clearance get a body lift and some tires imo